Real estate appraisal services for homeowners in the city of Tallahassee and Leon County

Here are the top seven reasons why Florida homeowners call on Elite Appraisal Services:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Leon County's assessment of your property
  3. Remove PMI to lower a mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of Florida, where real estate needs to be divided
  7. To determine the true market value of a property to settle an estate
Do you own a home in or near Tallahassee? Do you need help determining the price of your real estate? Contact Elite Appraisal Services.

At Elite Appraisal Services, we understand the individual needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties close to yours. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from Elite Appraisal Services is your best weapon when contesting your property tax assessment.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Elite Appraisal Services, we're veterans in helping people just like you dismiss unwanted and unneeded PMI insurance.

HELOC recently frozen?

If your house is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Elite Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Elite Appraisal Services offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.